Loan Programs

CAPITAL FOR
DEALS BANKS
WON'T TOUCH.

We structure every loan around the collateral, the market, and the borrower's exit strategy — not a generic rate sheet. If your deal has strong collateral, we want to hear about it.

01

LAND & ENTITLEMENT LOANS

Raw land and pre-entitled parcels represent some of the most complex collateral in real estate — and some of the biggest opportunities. We provide acquisition and carry financing for borrowers navigating the entitlement process, from initial purchase through zoning approvals, environmental review, and subdivision mapping.

Whether you're acquiring large acreage for a master-planned community or a single infill lot waiting on city approvals, we structure loans that give you the runway to execute.

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Loan Parameters

  • Loan Size$500K – $20M+
  • Max LTVUp to 65% of As-Is Value
  • Term12 – 36 Months
  • RateQuoted Per Deal
  • RecourseFull Recourse
  • GeographyNationwide

All terms subject to underwriting and market conditions.

02

GROUND-UP CONSTRUCTION LOANS

Draw-based construction financing for new residential, multifamily, and commercial builds. Our construction loans are structured around your project's draw schedule, keeping capital deployed efficiently so your build stays on track.

Interest is typically charged only on drawn funds, keeping your carry costs manageable while you build.

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Loan Parameters

  • Loan Size$500K – $25M+
  • Max LTCUp to 80% of Total Cost
  • Max LTVUp to 70% of Completed Value
  • Term12 – 24 Months
  • DrawsInspection-Based
  • GeographyNationwide

All terms subject to underwriting and market conditions.

03

INVESTMENT & BRIDGE LOANS

Bridge loans for stabilized and transitional investment properties. Whether you need to close fast on an acquisition, reposition an asset, or buy time while arranging permanent financing — we provide short-term capital to keep your deal moving.

Non-owner occupied only. We focus on asset quality and your exit strategy above all else.

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Loan Parameters

  • Loan Size$250K – $15M+
  • Max LTVUp to 70% of As-Is Value
  • Term6 – 24 Months
  • RateQuoted Per Deal
  • Property TypesSFR, Multi, Mixed-Use
  • GeographyNationwide

All terms subject to underwriting and market conditions.

04

FIX, FLIP & REHAB LOANS

Acquisition and renovation financing for experienced fix-and-flip operators. We lend on the after-repair value — giving you the capital to buy and improve in a single loan. Show us the property, the scope of work, and the numbers.

We work with investors who have a track record and a plan. Term sheets back within 72 hours.

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Loan Parameters

  • Loan Size$150K – $5M
  • Max LTVUp to 75% of ARV
  • Rehab HoldbackUp to 100% of Scope
  • Term6 – 18 Months
  • Experience2+ Flips Preferred
  • GeographyNationwide

All terms subject to underwriting and market conditions.

DON'T SEE
WHAT YOU
NEED?

We structure loans around deals, not the other way around. If your deal has strong collateral and a clear exit, reach out — we'll tell you honestly if we can help.